Have you ever thought about becoming a millionaire? Many kids today think they can achieve that goal by being a professional athlete. Being a sports star is a good goal; but making it to the top is a lot harder than you think! According to a study by Northeastern University's Center for the Study of Sports, only 1 out of every 50,000 high school athletes will ever become a part of a professional team. That doesn't mean that you can't do it - just that you need to have a plan to reach your goal in case you don't. Here's a game plan for you!

1. First, set a goal. Start today and keep your goal in mind.
   
2. Next, start working for your goal. Begin by keeping track of the small things. How often do you bend over to pick up the coins someone else left lying around? Don't think it's worth the effort? If you saved 25 cents a day, you would have over $900 by the end of ten years. Now, if you take that 25 cents a day and invest it in an account that pays 5% interest, it will grow to $994.80 in ten years.
   Also, be sure to practice smart spending. You learned how in Lesson #7. It will take you a long time to make a million dollars, but not very long to spend it. If you spent $1 every second, it would take you 11 days, 13 hours and 47 seconds to spend your million.
   
3. Start by saving and investing today. Visit your local bank and ask them about the different types of accounts and funds they have to help you get to your goal. Join investment clubs to learn what's new.

Learn how much money you need to invest, and for how long, for you to become a millionaire!